Insurance Insurance

We help protect you, your family and your business.

Business owners need to be focused on the future. Building wealth, planning tax strategies, and minimizing risk are all major issues that must be addressed.

Wentworth Financial Services can provide a complete evaluation of your business and personal financial needs and then create innovative and customized solutions to protect you and your business.

Corporate Owner/Management Services
  • Strategies that minimize corporate risk through the use of insurance, critical illness, disability and other products are your first line of protection. We will undertake a detailed analysis to determine the coverage that you require for shareholder funding, the loss of a key person or other eventualities.
  • Up-to-date tax strategies, including income splitting and capital gains protection, provide solutions that can significantly reduce your overall corporate tax burden.
  • Corporate exit strategies and succession planning allow for a smooth transition on the sale or family progression of your business.
  • Liaise with your accountant and lawyer to ensure your financial team is working in your best interest from a tax planning perspective.
  • Strategic use of insurance products can help build and preserve wealth within your business. We will identify and create a successful financial strategy and continue to monitor the progress and implement change where needed.
  • Employee retention can be enhanced through the use of products geared to supplement an employee's lost income.

Wentworth Financial will routinely evaluate your growing needs and changes to your business. We'll review your current coverage on an ongoing basis and provide cost saving alternatives and product updates.

Individual Services

We will analyze your specific circumstances to develop the right strategies for you and your family.

  • Proper estate planning may include tax savings and capital gains protection strategies,will planning and probate information.
  • You and your family can be protected from the hardship of losing a loved one. Options range from mortgage protection to final expenses coverage.
  • Your hard earned dollars can be sheltered through the use of universal life insurance, charitable giving and other tax saving measures.
  • Retirement planning strategies take into account your personal circumstances based on where you are today and where you see yourself during retirement.
  • Protect your income from the unknown. Disability or critical illness coverage, for example, provide peace of mind at a time when concentrating on getting well is your first priority.

We offer whole family protection, from children to parents. We shop the market for a plan suitable to your needs and provide continuous monitoring to keep track of changing circumstances.

Our corporate products include:
  • Term Insurance
  • Universal life insurance
  • Whole life products
  • Term to 100-level cost coverage for life
  • Key person coverage
  • Business loan coverage
  • Creditor insurance
  • Disability insurance
  • Disability buy-sell
  • Business overhead expense coverage
  • Retirement protector coverage
  • Critical Illness coverage

Our individual products include:
  • Term insurance
  • Term to 100-level cost coverage for life
  • Whole life products
  • Universal life products
  • Critical illness insurance
  • Disability insurance
  • Retirement protector coverage